Personal Loan Rates

*APR is Annual Percentage Rate. Subject to credit review and approval. All other loan terms and conditions apply. Rate based on automatic withdrawal of payment from ChoiceOne account. APR based on $20,000 loan with 60 monthly payments with a monthly payment of $401.78.

**84 month terms available. 

• Up to $24,999 - 60 Months - APR: 8.788%
• $25,000 to $49,999 - 120 Months - APR: 8.571%
• Over $50,000 - 180 Months - APR: 8.519%

*APR is Annual Percentage Rate. Subject to credit review and approval. All other loan terms and conditions apply. Rate based on automatic withdrawal of payment from ChoiceOne account.

*APR is Annual Percentage Rate. Subject to credit review and approval. All other terms and conditions apply. APR based on $20,000 loan with 180 monthly payments. Combined loan to value ratio must be 80 percent or less. Rate applies to home equity loans $5,000 up to $100,000 with a maximum of 180 month term. Consult a tax advisor regarding the deductibility of interest. Check with your local ChoiceOne Bank representative for more information. Loans are subject to credit review and approval.

*APR = Annual Percentage Rate. The maximum APR that may apply is 18% and is disclosed in your Home Equity Line of Credit Account Credit Agreement and Disclosure Statement. Variable rate based on credit. Minimum loan amount of $5,000. Payments will be interest only for a 10-year period, with a balloon payment of all outstanding principal due at maturity.  Example loan for $20,000, rate 7.75% for a term of 120 months, with a monthly payment of $129.17 After 10 years, a balloon payment of $20,000 would be due.

*APR= Annual Percentage Rate. Subject to credit review and approval. Rate based on automatic withdrawal of payment from ChoiceOne account. All other loan terms and conditions apply. Unsecured: APR based on $15,000 loan with 60 monthly payments with a monthly payment of $339.40.