Public Funds

• Competitive Interest
• Free Online Banking and Bill Pay
• Cash Management Services
• Dedicated Public Funds Experts

With CDARS® & ICS®, you will receive full FDIC insurance for your large business deposits while earning interest. We offer CDARS & ICS for any eligible business accounts that exceed the $250,000 FDIC limit. These two programs would extend FDIC insurance for the full value of your deposits and allow you the peace of mind of knowing your business deposits are secure.

CDARS® is the convenient way to enjoy full FDIC insurance on your deposits. With CDARS, you gain access to:

• Safety - You can be sure knowing that your business deposits are fully covered by FDIC insurance
• Convenience - Access FDIC insurance on CD investments all through a single banking relationship
• Earn Interest - Lock in an interest rate for each CD maturity and enjoy the option of reinvesting funds through a simple process

ICS® is a smart, secure, and convenient way to safeguard your large business deposits. With ICS, you gain access to:

• Peace of Mind - Enjoy FDIC insurance on your deposits up to $145 million
• Convenience - Our goal is making this process easier for our business owners while maintaining a single banking relationship
• Earn Interest - Put excess cash balances to work by placing funds into accounts covered by ICS